If you are going to be retiring in the near future, you may be wondering whether to accept pension benefits from your employer or to request that you be given a lump sum in lieu of a pension. This can be a difficult and confusing decision to make, so make certain that you consider several factors before making a final decision. Following are six good reasons to consider opting for a lump sum settlement rather than structured annuity or pension payments.
19 February 2015
If you have considered selling gold at websites like http://www.rmcoin.com for extra money, you are not alone. Many people are selling old jewelry or even hunting for gold on beaches and underground and then selling it to be melted down. While the price of gold can fall and rise, is is considered a practical investment even in difficult economic times. Here are a few facts about gold to consider as you plan your own personal gold rush.
2 February 2015
You got into a big financial mess a while back and borrowed money at high interest rates from several places. Fortunately, you're now digging yourself out of the hole and you're wondering which account to tackle paying off first. Of course, you'll still need to make your regular payments on everything, but it's a great idea to also start whittling away at the entire amount of one loan at a time.
26 December 2014
If you have been struggling to make ends meet with the income from your current job, then starting a small business you can run after-hours can be a great idea. You may even dream of creating a business that takes off so well you can eventually quit your day job. One obstacle that you may feel you have is not-so-great credit. Don't let bad credit keep you from starting a business that can help you finally get ahead financially.
22 December 2014