Bad Credit: Options for Refinancing a Mortgage

Like many people, the recession hit me pretty hard. Thanks to a job loss, I got behind on some of my credit cards. Even though I did mange to make the mortgage payment every month, my credit rating nose-dived. While things did get better, I still wondered if it would be possible to refinance my mortgage with bad credit. After talking with a few lenders, I found out that my situation was not unique. I also found lenders who were willing to work with me. I managed to get terms that will save me money over the life of that mortgage. If your credit has taken a beating, don't assume that refinancing is out of the question. I'll share how I researched options and found a lender who offered a good deal. You could find that refinancing your mortgage is within your reach.

Tips For Visiting Someone In Jail

Finance & Money Blog

If someone you love is in jail, then you might be thinking about visiting him or her. If this is the case, you could be nervous and unsure of what to expect. Of course, visiting someone in jail for the first time can be a unique and even frightening experience, but many people find that it's worth it so that they can see their family member or close friend. These are a few tips that can help you if you are planning on visiting someone in jail.

Find Out About Visiting Hours

First of all, you should know that you generally can't just visit a person anytime that you want. Many jails have set visitation days and hours, so call or look on the jail's website to find out about this.

Get Added to the Visitation List

Depending on the facility where your loved one is incarcerated, you may have to be added to a visitation list. Call the facility and inquire about this; you might be able to get on the list yourself, or your loved one might have to fill out paperwork in order to add you.

Arrive Early

It's a good idea to give yourself plenty of time when arriving at the jail. On visitation days, it might be tough to find parking, and you may have to go through metal detectors before you're allowed in. There might be long lines to get into the jail on busy visitation days. Arriving early can help you ensure that you have plenty of time for these things.

Dress Appropriately

Call to ask about whether or not there is a dress code that you have to follow when visiting the jail. Try to avoid wearing clothing or accessories that might set off the metal detector, since this can slow down the process of getting in, and wear shoes that can be easily removed when walking through the metal detector since you might be required to remove them.

Ask About Any Visitation Rules

Different jails have different visitation rules. You'll want to make sure that you abide by them so that you aren't asked to leave the facility and so that you don't face other problems during your visit. You can call ahead or check the jail's website for these rules. You will probably also be reminded of the rules when you arrive at the facility

As you can see, there are a few tips that you can follow when visiting a loved one in jail. Then, if you would like to help your loved one get out of jail, you can consider working with a bail bondsman to help make this easier and more affordable. If this is not possible, then you can consider making future visits to the jail to provide emotional support to your loved one and to help make this difficult time just a little bit easier.

For more information, contact a company like Alda Pauline's Bail Bonds.


13 May 2018